| Raj | :- | I would like to have a loan for buying a bike. What is the procedure for it ? |
| Manager | :- | Well, you can have it if you are employed and having a regular income. |
| Raj | :- | Well, are there any application forms I have to fill? |
| Manager | :- | Yes, you have to fill in this application form and get it attested by your employer. |
| Raj | :- | What are your terms and conditions? |
| Manager | :- | Oh, it is very simple. We take 14% interest on the loan. |
| Raj | :- | What about installment? |
| Manager | :- | The installment amount must be paid on the first working day of each month. |
